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Liability Insurance info?

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Liability Insurance info?

Post  horseyhartzell on 8/20/2013, 2:08 pm

Hello everyone, we live on a small farm, and would like to involve our neighborhood/community in SFG.  We run a small therapeutic riding center off the grounds that has its own liability insurance for its activities.  We have the R.S. liability sign from our state that protects us.  I understand there is a similar statement for farm activities.  We are looking for premises insurance,  this is a bit past homeowners' liability.  Does anyone have experience with this or connections with someone who may know?  We've been in touch with 3 separate insurance entities, none of whom return phone calls... Any thoughts?  Suggestions?
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Re: Liability Insurance info?

Post  littlejo on 8/20/2013, 3:32 pm

I do not have any particular knowledge, but, when you call to get a quote, or just to speak to a live person, try not to tell the secretary exactly what you want, insurance, but not liability ins. Sometimes the word does not get passed on. Here is a link, they may not be what you are looking for, but should be able to direct you.

http://www.lafarmbureau.com/products/farm/farm-liability-insurance

I tried to get a ph # for you, but it's like pulling teeth.
Jo
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Re: Liability Insurance info?

Post  llama momma on 8/20/2013, 3:49 pm

My husband has been in the ins. business over 20 years.  Said it would be very difficult to find premises only coverage as it typically is included in a farm package.
If you want more info or referral in your state please feel free to pm me and I'll pass it along to Rick. 
Gina/llama momma
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Re: Liability Insurance info?

Post  squaredeal on 8/21/2013, 9:08 pm

I was curious about your situation, and Googled "liability insurance for community gardens" and found this:
insurance considerations


My community garden, at a local church, eliminated the gardens.

I would check (i.e. email) with your state Department of Insurance.
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Re: Liability Insurance info?

Post  murarrie25 on 8/21/2013, 11:44 pm

Is setting up a community garden possible on land that is not privately owned  on local or state government land  .
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Re: Liability Insurance info?

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